Man holding neck after car accident

How Chiropractors Help with Your Car Accident Settlement

Most people who get into vehicle accidents try to tough it out and keep living life while dealing with significant pain and stiffness. But personal injury chiropractors who specialize in car crash treatment can help you feel better faster and provide crucial information on the severity of your injuries.

Plus, a car accident chiropractor settlement may cover your treatment plan for the duration of your time with Beach Pain Center.

Should I See a Chiropractor After an Auto Accident?

For many people, seeing a chiropractor immediately after a vehicle accident isn’t a priority.

However, getting a checkup to examine your spine and soft tissue can help determine how severe your injuries are. Many attorneys recommend their clients see a chiropractor, especially when they suspect another party is completely at fault.

And preventing long-term pain and discomfort is another reason lawyers recommend their clients get started with proactive treatment. Ailments such as whiplash, which destabilizes the spine, are common in motor vehicle collisions.

Instead of dealing with the discomfort, pain, and stiffness, you can take measures to find relief.

Chiropractor care is one way to address the effects of whiplash. Personal injury chiropractors at Beach Pain Center are well-versed in proper therapy for patients with this condition, helping with whiplash recovery through evaluations and adjustments, ultrasound treatments, laser therapy, and other pain management techniques.

Even if you do not experience whiplash in an accident, you may have stiffness and pain in other areas of your body. A chiropractic assessment will zero in on those problem areas, and a treatment plan can help you make progress toward recovery as soon as possible.

How Do Chiropractors Help After an Accident?

Beyond broken bones and stitches, there are many other ailments drivers can experience after a vehicle collision. For this reason, many lawyers recommend their clients see a chiropractor immediately afterward.

By seeing a chiropractor after a car crash, you can find out how severe any injuries are and find out how to care for them. Chiropractic treatment addresses bones, tissues, muscles, ligaments, and other facets of whole-body recovery and wellness. Post-accident chiropractic care can reduce pain and muscular tension, help you heal, and prevent inflammation and scarring.

Of course, if you have broken bones or other serious wounds, you should seek emergency medical care as soon as possible. Often, an ambulance will offer to take you to the nearest hospital for an assessment. Even if you visit the emergency room after a collision, you can still seek chiropractic treatment later.

While it’s ideal to see a chiropractor as promptly as possible after the accident, you can still reap the benefits of comprehensive chiropractic care days, weeks, or months after the collision.

Keep in mind, however, that there is a statute of limitations on vehicle accidents and settlements.

Therefore, it’s never a good idea to skip medical care if you experience a collision—even if you feel fine immediately afterward. Some ailments take time to affect your daily life, and by the time you realize the impact they have, it might be too late to take legal action.

How Chiropractic Care Can Help Your Case

Regardless of your lawyer’s confidence in your case (or your current lack of a lawyer), you need to take two crucial steps when seeing the chiropractor after a car accident. Taking these steps can help your personal injury case.

First, you should keep careful documentation of your appointments, including when you visit with a professional and what payments you make. Retain your receipts and other documentation from your visit to the chiropractor.

With detailed records of your treatment, you will be ready to pass the information along to an attorney who will argue on your behalf in court, if it becomes necessary. Proof of your injury—and the cause—is essential to have a successful case that wins you a settlement.

Second, you need to follow your care provider’s directions carefully. Perform any stretches or exercises your chiropractor advises and rest and apply hot and cold compresses per their directions. Avoid strenuous movements or going back to normal activities until your chiropractor approves it.

Also, remain open to guidance on overall health and wellness beyond your accident recovery steps.

To get better, you need to listen to your body and your care team, giving yourself ample time to recover. Every recovery is different, so there is no exact timeline for how soon you’ll feel better. You should see a chiropractor after an accident for as long as necessary to eliminate pain and return you to pre-accident health.

That said, listening to your chiropractor is the best way to hasten your return to wellness, so taking all the steps they recommend is vital.

What is the Average Settlement for a Car Accident?

The car accident settlement process is understandably confusing, as it depends on a variety of factors, including how the accident happened and who is at fault. In many cases, the settlement you receive as the victim of an accident can cover all your medical bills with a balance remaining.

In other scenarios, a court may determine you are partially at fault, which can impact the settlement amount you get.

At Beach Pain Center, we always bill the liable party’s insurance company for your care, so you may not see a bill over the long run.

Sometimes you may need to use your personal insurance coverage for chiropractic care or pay out of pocket and wait for reimbursement. Typically, a personal injury claim will cover chiropractic treatment, but each case is different, making car accident settlement payouts just as variable.

Car accident settlement amounts depend on a handful of factors, such as:

  • your total medical bills
  • any amount of wages lost
  • how bad your physical injuries are

Medical bills span everything from hospital stays to prescription medications you require to live comfortably post-accident. Physical therapy and chiropractic care fall under this area.

Lost wages from missing work and property damage to your vehicle also count toward the settlement amount. Courts may also consider financial compensation for pain and suffering, which will also vary by the circumstances of each case.

Texas is an at-fault state, meaning the driver who is at fault must take financial responsibility for the damage they cause.

In most scenarios, it’s the insurance company that handles the financial details, however. Unfortunately, there’s no clear answer to the question of what is the average settlement for a car accident; too many variables come into play.

How Does Billing Work with Personal Injury Chiropractors?

It can be nerve-wracking to await the financial repercussions of a serious auto collision. Understandably, many drivers want to avoid a chiropractor bill after a car accident.

Fortunately, the settlement process takes liability into account, and victims of crashes can receive certain benefits.

For example, when your care is part of an ongoing auto accident case in which you are not at fault, you may pay nothing for your appointments. In Texas, you can obtain a letter of protection, which defers payment of your medical bills until after your trial. Your car accident chiropractor settlement can include all billable charges from the care provider, ensuring that the at-fault party’s insurance takes care of everything if you win your case.

If you do end up with a court case to address your car accident chiropractor settlement amount, your lawyer will include the chiropractic and any other care charges in their argument. There are no guarantees on coverage for your treatment, however, so if you lose your case, you must pay the bills yourself.

How Does the Car Accident Settlement Process Work?

When a severe accident involving injury or property damage occurs, law enforcement must take a report of the events. In Texas, even if there is no significant damage to either vehicle, and no one appears to be hurt, you still must file an accident report within ten days after the accident occurs.

As soon as possible, you should contact your vehicle insurance company to find out how to handle the accident. By this point, you should already schedule or undergo a chiropractic exam to determine if you sustained injuries.

Chiropractic treatment can help your accident settlement process in that it provides proof of any ailments. At the same time, you can begin recovering before the formal parts of the settlement come together.

Therefore, it’s critical to arrange your care before worrying about your insurance company’s involvement.

Whether you work with a lawyer or wait for your insurance company to handle the car accident settlement, your care providers receive payment first. Once payments cover any medical treatment and insurance charges, including deductibles for repairs to your car, if applicable, you will receive the remaining balance.

At the end of your case, accepting the settlement means you can no longer pursue legal action against the parties involved. If you develop physical pain or issues later, you may have no recourse if the cause was the vehicle accident. Therefore, your attorney may caution you against stopping chiropractic treatment until you are back to your pre-accident level of health.

At the same time, “overtreatment” can be a cause for the court to reject your case or for the insurance company to argue for a lesser amount. Treatment progress is another way in which personal injury chiropractors can help your case: proof the treatment is working is available at every stage. Still, you should consult your attorney for specifics regarding your case and treatment to ensure the best odds of winning a settlement.

Ultimately, you and your chiropractor will work together to devise a treatment plan that works for your needs and schedule. For many patients, that means continuous care for an extended period, while others may need fewer treatments over the long term.

Contact Beach Pain Center

If you have any other questions about chiropractic neck adjustments or would like to schedule a free consultation, give our office a call.

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